TIPS FOR BUYING A HOUSE IN SPAIN III

THE GARAGE

The garage is another important aspect that may influence the choice of housing .

Please note the ease of access,dimensions,direct access from the garage to the house.

The garage is also a space of urban character and a building for the purposes of Land Registry, so it  can be in two different legal situations :

  1. It may be an annex housing. In this case owning the home will be owner of the garage. Usually  in the Deeds  the parking space is designated as an undivided share ( percentage) of the total area of ​​land occupied .
  2.  The other option is to be an independent registered property whose purchase , therefore, must be done separately . Although  to save costs  you can use the same Deeds, specifying the purchase of the house and separately the  garage .

THE CITY COUNCIL                                                                   mutuo-1-thumb

One of the earlier reports , is to check the situation of housing in urban terms ,if future development plans pending approval, public consultation phase or performance may affect the property.

LAND  REGISTRY

It is a public and official Registry in  which are inscribed all acts and contracts relating to property and other property rights .

The Registry identifies who is the current holder if the property is encumbered by a mortgage or some other right as embargoes, leases, options, etc.

You must ensure that housing is a day in payment of taxes, census, etc.

If the property is encumbered by a mortgage in which you do not want subrogation or any other burden, the seller must cancel before the signing.

HOMEOWNERS

You must apply through the administrator of the owners’ certificate certifying that the property is the Updated of payment to the community.

The notary must record such certificate is provided. This will prevent delinquent homeowners sell the community without canceling these debts.

Find out if there are extraordinary expenses provided, any work or rehabilitation, lift, facade, etc.. which causes future costs that are an obligation of the housing responsive regardless of who is the owner.

You must also take into account the monthly expense of community and the number of neighbors

TAXES AND HOUSING

Households pay taxes, rather, pay their owners . It is important to know the payment status of Property Tax (IBI ) . Check that you are aware of the payments as housing meets the past two immediate annuities . The cadastral reference is obligatory in writing and in any case it is required for registration in the Register .

David Lorenzo-Spanish Lawyer UK                                       
Spanish Law| Birchall Blackburn
dxlorenzo@birchallblackburn.co.uk
www.birchallblackburn.co.uk                                                                                       www.spanishpropertiesintheuk.co.uk  www.spanishlawintheuk.co.uk

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